It really pisses me off when I hear so-called financial gurus telling people to save a percentage of their income for retirement with no further basis, other than to just do it. While savings something is better than saving nothing, it is important to understand that the blanket advice of saving a percentage of your income is completely arbitrary if you don’t how much retirement savings you’ll need once you finally decide to retire. Perhaps
I’m going to become a Travel Writer I travel quite a bit. So, I’m going to become a travel writer. I have no idea how to do it but I’m sure my obsessive personality disorder will do me justice and allow me to scour the internet non-stop until I figure out the best way to become one. Contrary to popular belief, travel writers don’t only travel internationally but also in their local cities. For example,
It’s interesting how life works out. My friends always called bullshit when I told them how I was waiting until I retired from the military before getting into another relationship. With conviction, I told them how I was perfectly okay as a single man in the prime of my life. And reflecting back on this statement, it rang every bit of the truth. In fact, I was done with dating, especially after I experienced quite
J$, (pronounced Jay Money) of Budgets Are Sexy had an awesome idea to challenge bloggers to share their net worth. So, a few bloggers around the blogosphere took on the challenge. He posted the blogger’s net worth list on a new awesome blog he’s running called, Rockstar Finance. He calls it, The Ultimate List of Blogger Net Worth. At the time of this writing, there are only 22 personal finance bloggers who have shared their
I’m sure you’ve noticed that I haven’t written much on this blog in the past few months so, I figured I should write a check-in post just to let you guys know that I’m still alive. As you may know, I’m currently working on a project over at the domain, www.thewealthnumber.com. This is all a part of acheiving my ultimate goal of living outside the blog. I “posted” these goals on December 31st, 2013: I officially
LaTisha, from Young Finances has launched a “Save 50% Movement” along with Kathleen from Frugal Portland. Both have vowed to save 50% of their after-tax income so, I too, have vowed to save half my income this year, and beyond. Obviously, as I’ve stated in the past, particularly when I wrote a personal case study of how to increase my savings rate from 30% to 50%, the more you earn the easier saving 50% of
Well, well. What can I say about San Juan, Puerto Rico other than, comparatively speaking, it is much more expensive than any other place than I’ve been. My friend Marcus Rose was right. For the price of one night at the Embassy Suites (included breakfast and selected alcoholic beverages from 5:30pm to 7:30 pm) in San Juan, I could book an all-inclusive day (24 hour food and alcohol) in the Caribbean outside of U.S. Territories.
What’s your incentive to go to work every day? To get paid right? Otherwise, you probably wouldn’t do it, even if you liked it. Some way or another, though, you have to provide for your needs. So you force yourself to attend for the eight to ten hours of your day. But, why do our children attend school? What’s their incentive? To learn and to socializing, right? More and more, though, the elements of socializing
I’ve found the answer to the age old philosophical question, “what is the purpose of life?” Interestingly enough, I came up with the answer while looking at my cat. I asked myself. “Cat, what is YOUR purpose in life? For the last 12 years you have only slept, drank, ate, peed, and pooped. That’s it. Surely, you have a purpose other than this? Right?” Then it hit me…the answer to, “what is the purpose of life.” While sitting
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